Frequently Asked Questions
Find answers to common mortgage questions about getting started, loan options, qualification, and how to contact Alpha Mortgage.
Getting Started
How can I contact Alpha Mortgage?
You can call or text 561-247-4270 to speak with a mortgage professional.
Can I text instead of call?
Yes. You can text us if that is easier for you.
What is the fastest way to get started?
The fastest way to get started is to call or text us directly or complete an online form.
Can I get pre-qualified online?
Yes. You can start online using our quick qualification form if you want to begin before speaking with someone directly.
Can I contact you before I am ready to buy?
Yes. You do not need to be fully ready to apply. You can reach out to ask questions, review your options, and understand what steps to take next.
Do I need to be ready to apply before contacting you?
No. You can reach out even if you are just comparing options or want to understand the next steps.
Loan Options
What types of loans can I ask about?
You can ask about home purchase loans, refinance options, FHA loans, conventional loans, VA loans, USDA loans, and DSCR loan questions.
Do you help first-time homebuyers?
Yes. Alpha Mortgage helps first-time buyers understand loan options, qualification steps, and what to expect during the mortgage process.
Do you help with FHA loan questions?
Yes. You can ask about FHA loan options, qualification basics, and next steps for getting started.
Can I refinance my current mortgage?
Yes. If you are considering a refinance, you can contact Alpha Mortgage to discuss your goals and review possible options based on your situation.
Do you help with investor loans?
Yes. Alpha Mortgage can help answer questions about investor financing, including DSCR loan options.
What is a DSCR loan?
A DSCR loan is a type of investor loan that often focuses on the income produced by a property rather than only personal income documents.
Qualification Questions
What is the difference between pre-qualification and pre-approval?
Pre-qualification is usually an early review based on basic financial information, while pre-approval is a deeper review of your documents, credit, income, and eligibility.
Do I need perfect credit to apply for a mortgage?
No. Many borrowers qualify with a range of credit profiles. The best option depends on your full financial picture, loan type, and goals.
What information should I have ready before I call?
It helps to know whether you are buying, refinancing, or investing, along with your estimated credit range, income, and property goals.
Can I apply if I am self-employed?
Many self-employed borrowers may still have mortgage options. The best path depends on income documentation, tax returns, and loan type.
Can I get help understanding how much house I may be able to afford?
Yes. You can contact Alpha Mortgage to discuss your budget, goals, and possible loan scenarios.
Do I need to have a property selected before I reach out?
No. You can start before choosing a property so you understand your options and next steps ahead of time.
Contact and Next Steps
What can I ask about when I contact you?
You can ask about buying a home, refinancing, FHA loans, conventional loans, VA loans, USDA loans, DSCR loans, and general mortgage questions.
Do you have an online consultation form?
Yes. There is an online sign-up form available if you prefer to start digitally.
How do I know which form to use?
If you want a general starting point, use the options form. If you are ready to move faster, use the quick qualification form.
Can homeowners contact Alpha Mortgage about refinancing or tapping equity?
Yes. Homeowners can reach out to discuss refinance questions and other mortgage-related options.
What is the best way to contact Alpha Mortgage today?
You can call or text 561-247-4270 or start with an online form.
Still Have Questions?
Call or text 561-247-4270 to get started. You can also use the online forms to check your options or begin the quick qualification process.